Retirement Redefined Around the country, attitudes about retirement are shifting. Share | Related Content Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. IRA Withdrawals that Escape the 10% Tax Penalty The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.